TIGAWANI-PAYROLL-001

Payroll Based Loan

This is a personal loan product tailored specifically for salaried individuals where repayment is made by direct salary deduction at source. Target Group: Employees

MWK 50,000 – 2,000,000 5.60% p.m.

Personal

Employment

Business

Loan

Review

Personal Information

Tell us about yourself

Title *

First Name *

Last Name *

National ID Number *

Date of Birth *

Gender *

Marital Status *

Phone Number *

Email Address *

Residential Address *

City *

District *

Employment Information

Your job and income details

Employment Number (Civil servants)

For government / civil servants only

Employer Name *

Job Title / Position *

Department / Ministry *

Employment Start Date *

Gross Monthly Salary (MWK) *

Net Monthly Salary (MWK) *

Take-home pay after all deductions

Existing Loan Deductions (MWK)

Total monthly loan repayments already deducted

Business Details

Complete this section if you run a business (optional)

This section is optional. Fill it in only if the loan is for business purposes or you are self-employed.

Name of Business

Business Capital (MWK)

Business Location

Average Profit / Month (MWK)

Nature of Business

Number of Workers

Loan Details

How much do you need and for how long?

Requested Loan Amount (MWK) *

Min: MWK 50,000 | Max: MWK 2,000,000

Loan Period (Months) *

Purpose of Loan *

Repayment Frequency *

Disbursement Details

Bank / Mobile Money Provider *

Account / Mobile Number *

Preferred Disbursement Date

Review Your Application

Please confirm all details before submitting

Personal Information

Employment Information

Business Details

Loan Details

Required Documents

After submission, please prepare:

Current payslip (not older than 3 months)
National ID copy (clear, both sides)
Employment verification letter
Completed loan form (we'll email this to you upon submission)

I agree to the Terms and Conditions and confirm all information provided is accurate.

I agree to the Privacy Policy and consent to the processing of my personal data.

I authorize Mthunzi Microloan Services to conduct credit checks and verify my employment information.

Loan Product Details

Amount

MWK 50,000 – 2,000,000

Interest

5.60%

Term

1 – 48 months

Repayment

Monthly

Why Apply With Us?

Decision within 24 hours

Funds to account or mobile wallet

No hidden charges

Flexible repayment scheduling

Dedicated loan officer support